A lighter spend from a smarter lend.

Get our lowest-possible interest rates with the most flexible repayment terms plus local processing. Sovita Credit Union loans and refinancing plans are built entirely around you, so they save you more time and money. Even on existing terms from other lenders.


Home Loans + Refinancing.

Through our partnership with AmeriCU Mortgage, Sovita members can expect:

  • Personalized service
  • Flexible underwriting and terms
  • Fast application processing
  • Competitive mortgage interest rates
  • Low closing costs

It takes minutes to apply online. You can also call (248) 247-1894 to speak with a representative.

Apply Online

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Who can be a Sovita member?

Education and healthcare employees – and their immediate families – who live in the State of Michigan.

Learn More


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