a smiling bakery owner poses in his store amid various baked treats

Business Rates

Fair terms for strong growth.

View the latest business interest rates available through Sovita Credit Union below.

For additional information, call (800) 369-2786, (810) 720-8300 or
(810) 664-5351.

Business Checking

Annual Percentage Yield
.05%

Certificate of Deposit

91 Day APY
2.30%

Hi-Fi Account

Annual Percentage Yield
1.90%

Business Share

Annual Percentage Yield
.30%

These Annual Percentage Yields are effective as of the last dividend declaration date of March 31, 2025.

Account Minimum Deposit* Annual Percentage Yield Annual Interest Rate
Business Share $5.00** .0.30% 0.30%
Business Checking $100** 0.50% 0.50%

* Minimum deposit required to open the account and to obtain the stated APY.
** A minimum of $5.00 is required to maintain your share account.
*** The minimum deposit to open a Business Checking Account is waived if you are approved for an overdraft line of credit.
These rates may change on a quarterly basis. Any fees incurred may reduce earnings.
THE CREDIT UNION IS FEDERALLY INSURED BY THE NCUA.
These Annual Percentage Yields were offered within the most recent 7 calendar days and are accurate as of May 19, 2025.

CD Length CD Type Min. Deposit
APY
(Interest paid at maturity)
APY
(Interest paid monthly)
APY
(Interest paid quarterly)
APY
(Interest paid & compounded quarterly)
 Annual Interest Rate
91 Days Regular $10,000 2.30% 2.30% N/A N/A 2.30%
182 Days Regular $10,000 4.00% 4.00% N/A N/A 4.00%
12 Months Regular $2,500 N/A 4.13% 4.13% 4.19% 4.13%
18 Months Regular $2,500 N/A 3.85% 3.85% 3.91% 3.85%
24 Months Regular $2,500 N/A 3.85% 3.85% 3.91% 3.85%
30 Months Regular $2,500 N/A 3.85% 3.85% 3.91% 3.85%
36 Months Regular $2,500 N/A 3.85% 3.85% 3.91% 3.85%
Account Minimum Deposit* Annual Percentage Yield Annual Interest Rate
Business Hi-Fi Account $10,000 1.90% 1.90%
--
.05% .05%

* Minimum deposit required to open the account and to obtain the stated APY.
The rates for Business HI-FI Accounts may change on a weekly basis.










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