A minimum deposit to maximize earnings.

High Interest Federally Insured Accounts (HI-FI) can multiply your dividend earnings if you operate a business that maintains $10,000 in deposits.

Open an Account.

Call a Member Services Representative at (800) 369-2786, (810) 720-8300 or (810) 664-5351 to open a Business HI-FI account today.

To maximize dividend earnings, Business HI-FI Accounts feature more specific requirements than a Business Savings or Business Checking Account.

Make deposits or withdrawals in amounts of at least $100, as often as needed. Whenever your balance falls below the required $10,000, you will earn dividends at a lower rate than the Business Share Account. Dividends are calculated daily and deposited to your Business HI-FI account on the last day of each month.

Business Savings and Checking Accounts are insured to at least $250,000 by the National Credit Union Association (NCUA), an agency of the federal government.


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Who can be a Sovita member?

Education and healthcare employees – and their immediate families – who live in the State of Michigan.

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