A lighter spend from a smarter lend.

Get our lowest-possible interest rates with the most flexible repayment terms plus local processing. Sovita Credit Union loans and refinancing plans are built entirely around you, so they save you more time and money. Even on existing terms from other lenders.

Auto Loans.

Apply online, via telephone, in person at any of our offices or at one of Sovita’s automobile dealership partners.

  • Dozens of participating dealers
  • AutoSMART Vehicle Shopping lets you browse thousands of new, used and certified pre-owned vehicles
  • Research options, review trade-in value and secure pre-approved financing

You can also call (800) 369-2786, (810) 720-8300 or (810) 664-5351 to speak with a Sovita Loan Representative.

Apply Online

Teacher Doctor Member Promo

Who can be a Sovita member?

Education and healthcare employees – and their immediate families – who live in the State of Michigan.

Learn More


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