A lighter spend from a smarter lend.

Get our lowest-possible interest rates with the most flexible repayment terms plus local processing. Sovita Credit Union loans and refinancing plans are built entirely around you, so they save you more time and money. Even on existing terms from other lenders.


Personal Loans.

Secure extra funds for travel, holidays or summer expenses at a low fixed interest rate.

No collateral is required for loan approval, your signature is all that’s needed to guarantee the loan.

It takes minutes to apply online. You can also call (800) 369-2786, (810) 720-8300 or (810) 664-5351 to speak with a Sovita Loan Representative.

Apply Online

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Who can be a Sovita member?

Education and healthcare employees – and their immediate families – who live in the State of Michigan.

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