No minimums or monthlies.

With zero balance requirements or hidden fees, a Sovita Share Draft Checking Account makes daily spending and transfers pain-free.

Open an Account.

Open an account at any credit union office or call a Member Services Representative at (800) 369-2786, (810) 720-8300 or (810) 664-5351 to open a Sovita Share Draft Checking Account today.

  • Your VISA® Debit Card can be used to make purchases wherever VISA® is accepted and to obtain cash at an ATM.
  • Boxes of checks are complementary with a net direct deposit of a paycheck, social security, retirement or other ACH recurring payment into the account.
  • Dividends, which are declared quarterly and may be 0%, can be earned on the account.
  • Access the account using A+CALL® for balance and transaction information and to make transactions.
  • Access the account using A+COMPUTE® online and app banking for balance and transaction information and to make transactions. View cleared drafts, download account transaction information to Quicken® to reconcile your account, or pay your bills through the Bill Payment system (a monthly fee may apply).

Your savings are insured to at least $250,000 by the National Credit Union Association (NCUA), an agency of the federal government. The dividends you earn on these accounts are declared quarterly and may be 0%. Savings interest rates

VISA® Debit Card.

Simply swipe your VISA® debit card and sign for purchase to pay directly from your Share Draft Checking Account. Your Sovita VISA® debit card is accepted by any retailer, traditional or online, that accepts VISA®.

Transactions are detailed on your monthly statements and can be reviewed through A+COMPUTE® Online Banking, A+COMPUTE® Mobile Banking or the A+CALL® Telephone Transaction System.

Need to obtain cash? Use the Sovita VISA® Debit Card to withdraw funds from your Regular Share Savings or Share Draft Checking Account at any ATM that displays a VISA®, NYCE®, PLUS® or Co-op Network® logo. As a member of the Co-op Network® you have access to over 28,000 nationwide no-surcharge ATMs. Find an ATM near where you live, work, or travel here.

Apply today at any credit union office or call a Member Services Representative at (800) 369-2786, (810) 720-8300 or (810) 664-5351.

ATM Card.

Access over 30,000 ATMs nationwide with zero surcharge when using your Sovita ATM card. Simply visit any machine that displays a Co-op Network® logo. Your ATM card can also be used worldwide at any ATM that displays a VISA®, NYCE®, PLUS® or Co-op Network® logo.

Find an ATM near where you live, work, or travel here.

You can make purchases on your card by securing a Personal Identification Number (PIN).

Apply today at any credit union office or call a Member Services Representative at (800) 369-2786, (810) 720-8300 or (810) 664-5351.

 

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Who can be a Sovita member?

Educators and healthcare employees – and their immediate families – who live in Genesee, Lapeer, Livingston, Oakland and Shiawassee Counties.

Learn More

 

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